Lifetime annuity payment rates

Challenger lifetime annuities give you guaranteed regular income payable for life, regardless of how long you live, helping to give peace of mind in retirement.

The Challenger Lifetime Annuity (Liquid Lifetime) offers three options, so you can tailor it to meet your needs.

For product information, see our Lifetime annuities page.

Current from 24 June 2024 to 30 June 2024

The rates are indicative and for illustrative purposes only. For a tailored payment quotation, contact your financial adviser or call us on 13 35 66.

Lifetime Annuity (Liquid Lifetime)

Annual payments - Liquid Lifetime (Immediate payments)^

Age *	Withdrawal period	Amount of inflation protection
		Full	Partial	Nil	RBA cash linked
65	22 years	$4,890	$5,919	$6,719	$6,984
70	18 years	$5,548	$6,548	$7,282	$7,512
75	14 years	$6,487	$7,460	$8,127	$8,318
80	10 years	$7,961	$8,917	$9,520	$9,700

Age *	Withdrawal period	Amount of inflation protection
		Full	Partial	Nil	RBA cash linked
65	19 years	$5,188	$6,212	$6,988	$7,238
70	15 years	$5,964	$6,965	$7,680	$7,895
75	12 years	$6,996	$7,966	$8,611	$8,797
80	9 years	$8,685	$9,638	$10,222	$10,410

* Age at commencement of annuity
^ Annual payments per $100,000 investment

Lifetime Annuity (Liquid Lifetime)

Annual payments - Liquid Lifetime (Deferred payments)^

Age *	Withdrawal period	Payment commencement age
		Age 80	Age 85	Age 90
65	22 years	$1,216	$1,818	$3,197
70	18 years	$1,102	$1,698	$3,001
75	14 years	$961	$1,529	$2,773
80	10 years	$796	$1,325	$2,445

Age *	Withdrawal period	Payment commencement age
		Age 80	Age 85	Age 90
65	19 years	$1,397	$2,193	$4,227
70	15 years	$1,261	$2,025	$4,010
75	12 years	$1,080	$1,795	$3,617
80	9 years	$869	$1,535	$3,080

* Age at commencement of annuity
^{^}Annual payments per $10,000 investment / Full inflation protection

Lifetime Annuity (Liquid Lifetime)

Annual payments - Liquid Lifetime (Market-linked payments)^

Age *	Withdrawal period	Market-linked indexation payment option
		Cash	Conservative	Conservative balanced	Balanced	Growth
65	22 years	$3,715	$3,715	$3,715	$3,715	$3,715
70	18 years	$4,374	$4,374	$4,374	$4,374	$4,374
75	14 years	$5,318	$5,318	$5,318	$5,318	$5,318
80	10 years	$6,801	$6,801	$6,801	$6,801	$6,801

Age *	Withdrawal period	Market-linked indexation payment option
		Cash	Conservative	Conservative balanced	Balanced	Growth
65	19 years	$3,996	$3,996	$3,996	$3,996	$3,996
70	15 years	$4,769	$4,769	$4,769	$4,769	$4,769
75	12 years	$5,817	$5,817	$5,817	$5,817	$5,817
80	9 years	$7,523	$7,523	$7,523	$7,523	$7,523

* Age at commencement of annuity
^ Annual payments per $100,000 investment

Annuities provide a regular income, for your lifetime or for a fixed term of your choice. They can be used as the foundation of your retirement plan

Learn more