Table of Contents
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Information to read before applying
If you're applying for a new product, it’s important that you read the important information we provide about each product including the Product Disclosure Statement and Target Market Determination. Access these documents.
- What's a PDS?
- What's a TMD?
A Product Disclosure Statement (PDS) is an important document – it gives you all the information you need about a financial product. Whenever you’re offered or recommended a financial product, it’s a legal requirement for you to receive one.
As the PDS should include a product’s benefits, features and drawbacks, you should read and understand the PDS before making the decision to invest in any financial product.
A Target Market Determination (TMD) is a document which describes who a product is designed to be appropriate for and how the product can be distributed to customers.
The purpose of a TMD is to help customers get financial products that are appropriate for them.
Download PDSs and TMDs
The current Target Market Determinations and Product Disclosure Statements for our products can be downloaded as a PDF using these links.Target Market Determinations are regularly reviewed with any archived versions available for reference.
Order printed PDSs
You can request printed copies of the PDS by calling us on 13 35 66.