Home ownership, like superannuation, is a key pillar for a retiree's financial security. Challenger supports further analysis on this important topic.
Protecting retirement income from the cost of living needs more than long term returns. Retirees need their income protected from the cost of living without having to wait for a recovery.
Challenger strongly supports initiatives to enhance the retirement phase of Australia's superannuation system, addressing the risks.
Given the Reserve Bank of Australia has hiked interest rates 12 times in a little over a year in response to high inflation, the focus has naturally been on how inflation is driving interest rates. But over the long run this relationship is more nuanced.
24 October 2022 - With inflation posing a greater risk to Australian retirees than ever before, older Australians need a different approach to managing inflation.
National Seniors Australia and Challenger Limited have released the results of a new large survey on retirement income on the 30th anniversary of compulsory superannuation in Australia.
25 Aug 21 - New research jointly prepared by National Seniors Australia and Challenger has revealed that only 14% of older Australians surveyed have prepared financially for their aged care.
04 May 21 - One of the observations of the recent Retirement Income Review (RIR) was that it would be good for retirees to save less and spend more in retirement.
26 Feb 21 - The latest APRA statistics to June 2020 show that super is delivering real scale to members in the pension phase.
9 Nov 20 - A key to any plan is knowing the longevity of the plan. For retirement, the plan is often based on life expectancy.
29 Oct 20 - A new report about spending in retirement has found that being wealthy was not necessarily a guarantee of living a comfortable lifestyle.
1 May 20 - This research paper explores two opposing philosophies of retirement income planning; probability-based and safety-first. And, explains the distinctions and thought processes behind them.
1 Jan 20 - The 2019 National Seniors Social Survey highlighted that two-thirds of retirees who have been retired five years expect to spend their savings over the next 20 years.
20 Nov 19 - Listen to Jeremy Cooper discuss why pensions and a full-stop retirement are becoming things of the past.
23 Sep 19 - It is a fact of life nobody knows how long they will live. This research discusses life expectancy and how Australian seniors underestimate how long they’ll live.
25 Jun 19 - Whether the system is truly delivering for Australian retirees has become one of the most fiercely debated topics.
7 Dec 18 - The impact of the Global Financial Crisis (GFC) still lingers for Australian retirees, and as a result, they tend to be more conservative in their retirement income strategies.
1 Oct 18 - The 2018 National Seniors Social Survey highlighted that the global financial crisis (GFC) still lingers ten years on.
20 Apr 18 - This research paper explores how the spending pattern of retirees changes over times, highlighting a need to have income solutions that can meet different types of spending over time.
1 Apr 18 - Superannuation is doing the first part of its job, allowing Australians to accumulate assets for retirement. This paper explores the drawdown phase of super.
1 Oct 17 - More Australian seniors are aware of retirement risks and are seeking information about retirement finances from financial advisers.
1 Oct 16 - Our paper discusses a fresh approach to measuring super wealth and why we should be looking at a household level.