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Term annuity

%* p.a | 3-year fixed term

Receive guaranteed regular income payments from a lump sum invested for a specific term

*Rates may vary. Annual payment with capital returned at the end. Issued by Challenger Life Company Limited ABN 44072486938.

Fixed Term Rates

To obtain a quote for longer terms, different indexation options or residual capital value, visit AdviserOnline or call us on 13 35 66.

Rates are updated every Monday. The rates displayed are current and subject to change.
Investment term1 year
Earning rate
-
Annual income payment-
Investment term2 years
Earning rate
-
Annual income payment-
Investment term3 years
Earning rate
-
Annual income payment-
Investment term4 years
Earning rate
-
Annual income payment-
Investment term5 years
Earning rate
-
Annual income payment-

 

The rate for a Challenger Guaranteed Annuity (Fixed Term) is fixed for the term of your clients' investment. Choose from a term of one year up to 50 years1, with a minimum investment of $10,000. Annualised payments are not available for one-year terms.

1For investments made with superannuation money and where the residual capital value is selected is zero, super rules restrict the maximum term that can be selected to the number of whole years until the investor turns age 100. 

Lifetime annuity

Receive guaranteed regular income payments for the rest of your life from a lump sum invested.

Lifetime Annuity (Liquid Lifetime)

Annual payments - Liquid Lifetime (Immediate payments)

Current from 26 Dec 2024 to 26 Dec 2024
AgeWithdrawal periodAmount of inflation protection
FullPartialNilRBA Cash Linked

Current annual payments for every $100,000 you invest in a Lifetime Annuity are illustrated above. Age shown is age at commencement of annuity

Lifetime Annuity (Liquid Lifetime)

Annual payments - Liquid Lifetime (Deferred payments)

Current from 26 Dec 2024 to 26 Dec 2024
AgeWithdrawal periodPayment commence age
Age 80Age 85Age 90

Current annual payments for every $10,000 you invest in a Lifetime Annuity are illustrated above. Age shown is age at commencement of annuity

Lifetime Annuity (Liquid Lifetime)

Annual payments - Liquid Lifetime (Market-linked payments)

Current from 26 Dec 2024 to 26 Dec 2024
AgeWithdrawal periodMarket-linked indexation payment option
CashConservativeConservative balancedBalancedGrowth

Current annual payments for every $100,000 you invest in a Lifetime Annuity are illustrated above. Age shown is age at commencement of annuity

Income for aged care

CarePlus annuities provide guaranteed monthly payments for life to assist with the payment of aged care costs as well as a guaranteed death benefit.

CarePlus

Current from 26 Dec 2024 to 26 Dec 2024
AgeMaleFemale

Current annual payments for every $100,000 you invest in CarePlus are illustrated above. Age shown is age at commencement of annuity.

Our Distribution team can help

Our Challenger Distribution team are experienced in helping advisers develop aged care strategies that help give clients confidence in retirement. You can request a call from a BDM or call us on 13 35 66.

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