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How to use an annuity
![How annuities have changed](/-/media/challenger/images/cards/product-cards/adviser-resources/how-annuities-have-changed.jpg?h=228&iar=0&mh=334&mw=550&w=376&hash=7F221EBD7E4C907ACF3B21C434EF736B)
How lifetime annuities have changed
Lifetime annuities aren’t what they used to be. Today, they offer your clients more features and flexibility than ever before. Find out how annuities have adapted to the current environment.
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The retirement definition
This article explores the definition of retirement, retirement related condition of release, and addresses some frequently asked questions.
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Request a one-on-one with a Challenger BDM
Request a one-on-one session with a Challenger BDM to discuss retirement income and aged care strategies and how they can benefit your clients.
Retirement and aged care strategies
![Features of annuities](/-/media/challenger/images/cards/product-cards/features-of-annuities.jpg?h=228&iar=0&mh=334&mw=550&w=376&hash=D14E6C2B82FB4A6F69FD2F61F381831B)
Opportunity zones chart
The Opportunity Zones chart gives you a quick snapshot of Age Pension eligibility and the dominant means test determining the rate of Age Pension payable.
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Retirement spending planners for singles
This retirement spending planner for singles can help you determine how much you ‘need’.
![Spending patterns in retirement 1](/-/media/challenger/images/cards/product-cards/adviser-resources/spending-patterns-in-retirement-1.jpg?h=228&iar=0&mh=334&mw=550&w=376&hash=2ECDB6386ECDB54AFAF4AF4D17CA4E06)
Retirement spending planners for couples
This retirement spending planner for couples can help you determine how much you ‘need’.
Content to use with your clients
![Challenger branded RI client content](/-/media/challenger/images/cards/product-cards/adviser-resources/challenger-branded-ri-client-content.jpg?h=228&iar=0&mh=334&mw=550&w=376&hash=E513BF22432F3DC5914B252DE1851AEA)
Retirement income resources for clients
Access all our retirement income resources to use with your clients, including white label material.
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Aged care resources for clients
Access all our aged care resources to use with your clients, including white label material.
![7-Age Pension](/-/media/challenger/images/cards/product-cards/age-pension.jpg?h=228&iar=0&mh=334&mw=550&w=376&hash=76E069BB73B2BC64F2CDF59877FB4875)
Guide to annuities
A white label guide to annuities, what they are, how they work, and what types are available.
Case studies
![Case studies](/-/media/challenger/images/cards/product-cards/case-studies-unused.jpg?h=228&iar=0&mh=334&mw=550&w=376&hash=5478DDB5EC2EE6A57D5B946072A64971)
Retirement income case studies
View our case studies on how to use lifetime and fixed term annuities in a retirement portfolio.
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Aged care case studies
View our aged care case studies, and see how a Challenger CarePlus annuity can be used with your clients.
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Try our online modelling tools
Use our online modelling tools to run a client case study to see how a lifetime income stream could benefit your client.
Tools
Webinars and learning modules
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Webinars
Register for upcoming webinars or watch webinar recordings to learn about retirement solutions, aged care, our products and more.
![43537 Adviser Hub 376x228 R7c](/-/media/challenger/images/cards/product-cards/adviser-resources/request-bdm-call-back.jpg?h=228&iar=0&mh=334&mw=550&w=376&hash=5BF789AE0B664068163DB6D7259EDF56)
Request a one-on-one with a Challenger BDM
Request a one-on-one session with a Challenger BDM to discuss retirement income and aged care strategies and how they can benefit your clients.