Table of Contents
Unlock the potential
Unlock the potential of your clients’ retirement portfolios with a strategic allocation to Challenger annuities.
By blending a lifetime annuity with an account-based pension and other retirement income sources, your clients can achieve improved outcomes tailored to their specific goals. This strategy can offer guaranteed regular income for life, access to both growth and defensive assets, and flexible capital access as needed*.
A blended approach using a lifetime annuity in conjunction with other retirement assets can also help enhance total portfolio outcomes through increased income, increased confidence levels and improved estate outcomes via preservation of assets.
*If you invest in the Flexible Income (Market-linked payments) or Enhanced Income (Market-linked payments) option, only the first year’s monthly income amount is guaranteed. After the first year, regular payments will index up or down annually so that they adjust with changes in your chosen market-linked payment option. In periods of poor performance, payments can index down below the starting payment.
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Mercer research shows enhanced advice outcomes for clients in retirement
In this research, Mercer’s actuarial modelling provides a fresh perspective on the traditional 60/40 asset allocation, particularly focussing on the 40% defensive allocation. The research challenges the conventional retirement portfolio construction and shows partial annuitisation can provide an increase in expected return of a portfolio.
Improved portfolio outcomes
When used in conjunction with other retirement assets, lifetime annuities can help enhance total portfolio outcomes.
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Case study
When used in conjunction with other retirement assets, lifetime annuities can help enhance total portfolio outcomes.
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