Have you considered how long you might have in retirement and whether you might outlive your super and savings?
Could I outlive my savings?
Outliving your savings
We’re living longer than ever before. Having the certainty you will receive regular income payments for life – however long you live – can deliver peace of mind in retirement.
What's the best age to retire?
There is no magic age at which to retire. But what’s important is to plan for a longer retirement than you may expect.
Will your savings go the distance?
It’s important to understand how long your savings need to last for, on average, in retirement. This will help you to plan accordingly, and ensure you don’t either run out of money later in life or that you don’t spend as much as you can afford to.
What's your retirement risk factor?
How confident do you feel about your finances? Take our quiz to find out your retirement risk factor.
Share market performance risk
Even if you don’t directly own shares, a portion of your money in your super or account-based pension is generally invested in the share market. Learn how to protect your money from poor share market performance.
Sequencing risk
When investments earn negative returns, the timing and order (sequence) of these returns can be critical to the overall impact on your savings.
Inflation risk
There’s a good chance the spending power of the income you have now will be reduced by inflation during your retirement. To maintain your lifestyle means making sure you keep up with inflation.
Boosting confidence in retirement
Do you know how much you can ‘safely’ spend in retirement?
Enjoying retirement
Retirement can be a golden opportunity to make changes to your lifestyle and routine and boost your wellbeing in the process. Find out more about the benefits of using your extra leisure time effectively.
FAQs, Glossary and Helpful links
FAQs
Got a question about Challenger annuities? See what other people have asked here.
Glossary of terms
Cut through the jargon with our handy glossary, explaining all the terms you’ll come across when researching your retirement income options.
Helpful links
Whether you need information on the Age Pension, or retirement issues, our helpful links will take you to the right place.