As part of your entry, you are taken to consent to Challenger Limited (ABN 85 106 842 371) (Challenger) and our related entities use of your personal information to send you further information about our financial products and services including from Challenger Life Company Limited (ABN 44 072 486 938). If, at any time, you no longer want to receive marketing emails, you can unsubscribe by using the link in the email or by calling us on 13 35 66. For further information regarding our handling of your personal information, please see our privacy policy available at https://www.challenger.com.au/privacy.  

Entry

1.Entry is open to all persons over the age of 18 years, and have entered the required details on the form hosted on challenger.com.au/MIFGSCompetition. To be eligible for the competition each of these criteria need to be meet. Any prize awarded is personal to the individual.  

2. The competition opens 10 February 2025 and closes on 18 February 2025. The winning entry will be randomly selected on the 19 February 2025. The winner will be contacted on Thursday 20 February 2025 using the information provided in the form. The winner must select their preferred attendance date to The Melbourne International Flower and Garden Show (Carlton Garden, Melbourne) 26-30 March 2025, by 26 February 2025, failure to do so will result in a redraw.  

3. Entry is not open to employees or agents (and their immediate families) of Challenger Group and Challenger’s associated entities. The judges may disqualify an entry by any person if, in their absolute discretion, inclusion of the entry would adversely affect public confidence in the competition or the reputation of Challenger or its associated entities. Entrants must, if requested by Challenger at any time, provide details of their employment, and age. 

4.  Entrants must  have a valid email address.   

Prizes

5. There will be 1 winner for The Melbourne International Flower and Garden Show (Carlton Garden, Melbourne) 26-30 March 2025. The winner will receive 2 x General Admission tickets for The Melbourne International Flower and Garden Show (Carlton Garden, Melbourne) 26-30 March 2025 (each pass is valued at $35 AUD) and 2 x dining tickets for The Garden Grill experience at The Melbourne International Flower and Garden Show (Carlton Garden, Melbourne) 26-30 March 2025(each ticket is valued at $65 AUD). The 2x General Admission tickets and 2x dining tickets must be used together and on the same day of the 2025 show  (total prize is valued at $200AUD).  

6. The prize is non-transferable and is not redeemable for cash. If the prize is unavailable for any reason, Challenger reserves the right to replace that prize with another prize of comparable value.   

Determination of winners

7. The winner will be contacted directly by a Challenger representative using the contact details provided in the entry form. The winner will need to have provided a valid email address to claim the prize. The winner must respond within 5 days to claim the prize, if not the prize will be redrawn.   

8. The competition is a game of chance. 

9. At the time and date specified in the “Entry” section, each valid entry will be entered into a process of random selection.   

10. The winning entry will be the entry that is selected at a random draw.    

11. The decision is final and binding, and no correspondence with entrants or any other person will be entered into. Challenger reserves the right in its sole discretion to disqualify entrants who do not comply with the terms, do not participate in the competition in good faith or who interfere with the entry process.

12. Challenger reserves the right to request the winning entrant to provide proof of their identity.  

Liability

13. It is the responsibility of each entrant to notify Challenger of any change to their contact details within 5 days.

14. No responsibility will be taken by Challenger for lost or late entries. Further no responsibility will be taken by Challenger if a system or form glitch occurs during the submission process.  

15. Challenger accepts no liability for any loss, damage or any personal injury whatsoever which is suffered or incurred by any entrant or third party (including, but not limited to, direct, indirect, incidental, punitive or consequential loss or damages) as a result of the competition or the prizes except any liability which cannot be excluded by law.

16. Each entrant indemnifies Challenger against any losses suffered or incurred in connection with any claim which arises as a result of the entrant’s participation in the competition.

17. Challenger reserves the right to vary the terms of, or cancel, the Competition at any time without liability to any entrant or other person, subject to applicable laws.  

Intellectual property and privacy

18. Personal information of entrants will be collected by Challenger, entered into a database and used to offer products and services of Challenger and its related entities and business partners. You may contact Challenger to seek access to the information Challenger holds about you or to inform us you wish to be removed from our contact list. For more information, contact Challenger’s Privacy Officer at Level 2, 5 Martin Place, Sydney NSW 2000, T: 13 35 66. or refer to our Privacy policy https://www.challenger.com.au/privacy. 

19. Participation and entry in the competition means that the entrant warrants that he or she meets the entry requirements and is deemed to involve acceptance by the entrant of these terms and conditions.